Advice

Personal Financial Planning

A structured review of income, outgoings, savings, pensions and protection, ending with a written plan you can act on.

Planner reviewing financial documents at a desk

Who it is for

Individuals and couples in Wales and across the UK who want clarity on where they stand and what to do next with their money.

Result

A clear written financial plan covering cash flow, emergency reserves, pension direction, investment approach and protection gaps.

Duration

Typically three to five weeks from first meeting to written plan

Fee basis

From £850 for a full personal financial plan. Fee confirmed after the free introductory call based on complexity.

Scope

Discovery meeting, fact-find, cash-flow modelling, written recommendations and a follow-up call to walk through the plan.

Included

  • Two meetings (discovery and recommendation)
  • Full cash-flow and goal mapping
  • Written plan with prioritised actions
  • One follow-up call within 30 days

Not included

  • Ongoing discretionary investment management
  • Tax return preparation
  • Legal drafting of wills or trusts

How it works

  1. Book an introductory call to confirm suitability
  2. Complete a fact-find and gather statements
  3. Attend a discovery meeting in person or by video
  4. Receive your written plan and walk-through call

Practical notes

Provider: An Oakmere adviser based in Great Willms, Wales

Location: Great Willms office or video — UK clients welcome

Preparation: Recent bank statements, pension valuations, mortgage details and a short list of goals help us prepare properly.

Constraints: We provide advice, not product sales pressure. Complex tax or legal matters may need a solicitor or accountant alongside us.

Request a planning consultation