From £750
Retirement Income Planning
Map pension pots, state pension timing and spending needs so retirement income feels sustainable rather than uncertain.
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Great Willms · Wales
Oakmere Financial Planning
Written financial plans for households who want pensions, cash buffers and family cover arranged with care — not a catalogue of products.
Advice meetings in Great Willms or by video across the UK.
Flagship advice
Personal financial planning
A structured review of income, outgoings, savings, pensions and protection, ending with a written plan you can act on over the next year.
We meet twice, model your cash flow against real goals, and leave you with prioritised actions — not a stack of fund leaflets.
Related advice
Other ways we help
From £650
Investment Guidance
Risk-appropriate portfolio guidance for ISAs, pensions and general accounts, grounded in your time horizon and temperament.
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From £450
Protection & Family Cover Review
Check life cover, income protection and critical illness against real household commitments so gaps are visible before they matter.
Read moreWhat a consultation covers
An introductory call confirms whether we are the right fit. If we proceed, discovery meetings dig into mortgages, pension pots, ISA holdings and the commitments that keep your household running.
From clients
Oakmere spent the first hour on our mortgage and childcare costs before touching investments. That order felt right.
From the journal
Guides for UK households
2025-11-12
When to review your pension before leaving work
A practical timeline for checking contributions, charges and projected income in the decade before retirement.
2025-09-03
Cash buffers that make sense for UK households
How much emergency cash to hold, where to keep it, and when surplus cash might sit better in an ISA.
2025-06-18
Reading a life insurance schedule without the jargon
A plain-English walk through sum assured, term length, trust wording and what happens if premiums stop.